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Mortgage Calculator

Estimate your monthly payment, then see this week's average rates. Numbers here are estimates for planning — not a loan offer, approval, or quote.

Current Mortgage Rates Today

As of June 11, 2026

30-Year Fixed

6.52%

National average

15-Year Fixed

5.84%

National average

Source: Freddie Mac Primary Mortgage Market Survey (via FRED), published weekly. These are national average rates, not a personalized quote or an offer to lend. Your actual rate depends on your credit, loan type, down payment, and lender. Andrew Ho is a licensed real estate agent, not a mortgage lender.

Estimate Your Monthly Payment

Adjust the numbers below. The rate is pre-filled with this week's 30-year average.

Home Price

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Property Tax (%/yr)

Home Insurance ($/yr)

HOA ($/mo)

Estimated Total Monthly Payment

$2,994

P&I

$2,107

Tax

$229

Insurance

$100

HOA

Loan amount: $400,000

Disclaimer: This calculator is for general informational and planning purposes only. It is an estimate, not a loan offer, pre-approval, commitment to lend, or quote. It does not include PMI, mortgage insurance, or all closing costs, and tax/insurance figures are estimates. Andrew Ho (License #9693539-SA00) is a licensed real estate agent, not a mortgage lender or broker. For an accurate, personalized estimate, consult a licensed lender. Equal Housing Opportunity.

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